RHB Bank Preparing to Take control of the National Financial Industry

Up to date, RHB Bank is regarded as the main players in Malaysian finance and banking niche. Expecting to grow the horizon within South East Asia region, they’ve laid their foundation in countries which includes Brunei, Hong Kong, Indonesia, Laos, and Singapore. In making certain that the organization is scalable, RHB came out with a number of banking services to corporations and individuals for both personal and commercial needs.

RHB Bank’s Products and Services: Credit Cards and More

Offline & Online Banking

Individuals and companies are free to create their savings and current account with RHB Bank conveniently and acquire a very competitive interest rate as they transfer money into their bank account. When they wish to make any transactions online, they could easily make use of the online banking services, RHB Now. For offline transactions, they could access the ATM & CDM machines and also any MEPS ATM conveniently for withdrawal.

Credit Card

RHB Bank has been monitoring the trend change in terms of purchase from using cash to the cashless method and noticed that it led to a greater interest in credit cards. Based on the information and facts collected across the globe and nationwide, more people seem to prefer buying online using credit card everyday. Hence, RHB made the suitable move by making it very simple for customers to apply credit card online and take advantage of a low-interest rate.

RHB Bank knows that it is critical to minimize the visible difference between demand and supply. That’s why they also have formulated a unique credit card scheme that provides value that includes cash back rewards that grow larger just as more transactions are being made by cardholders over time.

apply credit card online

Personal Loan

Despite that, RHB Bank realizes the undeniable fact that providing credit cards and savings accounts are not enough. Presently, acquiring assets like cars and properties will require the majority to apply for a decent loan scheme. Thus, RHB has reformulated their loan structure in order to provide the lowest interest rate as is practicable for various types of loans. Plus, insurance services, unit trust, and even financial investment may also be made.

Business

For entrepreneurs and enterprises, they’ll be able to connect with RHB Bank for corporate banking facilities. Businesses may submit an application for business loans if they are interested, plus they can likewise engage in some other sort of corporate banking facilities. As some businesses requested, RHB Bank also provides online cash management services.

SMEs

It is clear that small-medium enterprises are amongst the customers that may possibly enjoy the most advantage, in particular when it’s possible for them to make loan applications should extra cash is necessary to scale the business. Additionally, retails solutions are likewise available to SMEs who would need it.

Islamic

Notwithstanding this, attention on the highly demanded Islamic banking facilities has never been an oversight. RHB Bank understands that there’s a large number of requests from the customers to create Syariah-compliant financial instruments. As a result of that, they’ve already set up wealth management, corporate banking, Islamic treasury, unit trust, and numerous kinds of other offerings that adheres to the Syariah guideline to the public.

In 2016, RHB Bank experienced a 24% annual brand value growth, which makes them amongst the top five players in Malaysia. Knowing the full potential of the long-term financial market, RHB Bank is ready with a lot more aggressive strategies in ensuring a consistent increase of growth across the next several years. Get more information at https://www.rhbgroup.com/

Introducing Lafarge ProSolutions

Malaysia is known as the developing nation to rapid economic development. In Malaysia, building construction sector is regarded as the main sectors of the national economy and it’s estimated to contribute 5.5% for GDP in 2020. Lafarge ProSolutions has been a really important motivator to the construction sector.

Solutions and Products offered by Lafarge ProSolutions

Lafarge ProSolutions has been a significant player in building material industry. They have worked on several famous mega projects in Malaysia, among them KL Towers, Penang Bridge, Rapid LRT line, and KLIA. Their solutions are suitable for individual use and professional use. Discover today to hold a better knowledge of them.

Special Project Team

Cement

Well-known because of its cement products, Lafarge ProSolutions caters the unique needs of companies and personal featuring its lot of cement products which can be found in bulk and bag. With 3 integrated cement plants and two grinding stations throughout Peninsular Malaysia, it aims to produce high-quality cement products to its clients.

QuickMix

QuickMix by Lafarge ProSolutions is yet another quality product for individual and industry purpose. QuickMix is not difficult to utilize and then have high bonding strength. You needn’t fret about cracking issue as QuickMix is high durability and good weather resistance. Additionally, it is easier to be handled simply because it is offered in bag packaging.

Concrete

Concrete is one of the widely used building material in the world and it’s used for the construction of buildings, bridges, and megastructures like pavements. Lafarge ProSolutions provides different types of concrete products to meet up with the growing demand with the construction industry.

Special Project Team

Executing a mega project is truly a real pain, therefore Lafarge ProSolutions created this Special Project Team. Filled with a group of experienced professionals, the Special Project Team helps businesses run their projects by providing consultancy, design, project management, engineering, contracting and asset management help.

Logistics

Lafarge ProSolutions offers logistics services like logistics operation center, GPS tracking, delivery mobile application, delivery monitoring service, and silo level monitoring system. They handle a nationwide network of facilities for the efficient distribution of products and then ensure uninterrupted products supply.

Functioning Labs

The Lafarge Innovation Hub has four functioning labs through giving national and international quality standards. The 4 labs will be the cement lab, concrete and aggregate lab, soil lab, and a mobile lab. Different labs offer different tests and activities. The Innovation Hub has also an open area for testing.

Conclusion

Regardless of you require building materials for individual use or professional use, Lafarge ProSolutions will always obtain the right material for your requirements. If you like to understand more about Lafarge ProSolutions, kindly visit the website. You won’t be regret by selecting Lafarge ProSolutions, it truly is a professional choice. Get more information now at https://lafargeprosolutions.com/services/special-project-teams/

Reasons A Bank Rejected Your SME Loan Application

When you’re a small business owner, there’s nothing more discouraging than a bank declining your application for an SME loan. You need the funds to start or keep your business going, but now all hope is gone.

Before you give up completely, you should know that it’s not uncommon to get rejected by banks, even for successful business owners. Rather than beating yourself up, figure out why your SME loan application got denied in the first place.

Check out the few reasons why your application wasn’t successful:

Too young in the market

Some banks may not approve your SME loan application if your business is relatively new. This is because you don’t have much of a business credit history, thus disqualifying you business for a small business loan.

However, that doesn’t mean you can apply for a loan if your business is new. You just need to find the right lender. Some lenders are more lenient and approve SME loan applications even if you don’t have enough time in business.

It is recommended to have at least three months worth of business credit history or look for a party willing to loan you money.

sme loan rhb

Low credit score

Your credit score covers your business’ revenue, assets, liabilities and profits. Since the finances and credit scores are closely linked, it can be a reason why banks reject loan applications business with low scores.

The logic is if you can’t maintain your credit score, what you think that you are reliable enough to pay back an SME loan?

If lenders reject your application because you have a low credit score, don’t be deterred. You can still improve your credit score by paying bills on time or keeping balances low on credit cards.

Poor cash flow

If you’re struggling to cover your business expenses, don’t be surprised if banks refuse to approve your SME loan application.

A business can’t survive without a stable cash flow. Poor cash management skills may result in reduced cash flow, which also leads to business failure.

Keep track of your cash flow and don’t drag out invoices. There are also many accounting programs that help you monitor the cash flow.

Conclusion

Whatever reason your SME loan got rejected, it’s not too late to correct your errors. Understanding your problems is the first step to get your application approved.

Interested in applying for an SME loan? Visit https://www.rhbgroup.com/products-and-services/business/business-banking/sme-banking.

Digi Malaysia: Internet data Plan & More

The internet of things has long been the driver of today’s economy. Now, the development of telecoms made the planet a virtually smaller place. Due to this, you need a reliable mobile phone network provider who are able to deliver based on your needs. Even so the real question is, who seems to be a very good provider you can trust in?

In Malaysia, you can find a dominant telecommunication mobile phone network provider that consistently offers great plans that’s Digi. Be it an internet or mobiles plan or the Samsung Note 9, Digi has the cheapest deals from which to select, where many types of consumers as an example students, professionals, and in addition companies can benefit from.

 

Prepaid Plans

Digi is among the finest providers you can find in Malaysia. With lots of different varieties of mobile prepaid plans to select, Digi promises great value in the form of unlimited internet, free calls, plus much more. Since it’s only a prepaid plan, just go ahead and get a brand new SIM card to give it a go.

 

Postpaid Plans

Besides, there’s also a selection of postpaid plans in case you love to making payment on the monthly basis in contrast to required to top-up the their mobile prepaid often. Yes, postpaid plans used to be expensive, but that is history. At as low as RM50, you can obtain your own Digi postpaid plan already!

 

iPhones

Nonetheless the perfect plan could only be enjoyed when your have an excellent smartphone to match. With Digi, you can also decide to buy smartphones such as iPhone 8 and get a low price. You may as well select the Easy Payment Plan to complement your package for no deposit, however this relies upon eligibility.

 

Android Phones

But that’s not everything, as Digi knows well that most its customers are also into other Android brands, especially Samsung having its S8 and Samsung Note 9. Plus, Vivo, Oppo and Huawei are also offered. Additionally interesting, you are able to get certain smartphones at absolutely no cost, for instance the Oppo F5, Vivo V5S & even more!

 

Best Internet Plan

Still, it’s unarguable that today, we rely more on the internet to get in touch, and less to make calls and send sms. Comprehending this, Digi has ensured that every one its plans provide the best internet plan to get currently, whether for just a postpaid, prepaid, or perhaps broadband internet package.

 

Samsung Note 9

 

International Roaming & IDD

Nevertheless, many folks have a very special need to stay in contact with agencies or families abroad. This is where Digi’s roaming and IDD plan enters the picture. For international calls, Digi affords the lowest IDD rate to Thirty six nations. Before you enjoy that, dial 133 with your Digi SIM card.

 

 

Quite simply, truly the only reason we like Digi a lot is they always shoot for offer a better service to the customers. Along with a more stable connection better coverage for even rural areas, Digi is scheduled to head the telecom field using a higher benchmark for competitors to keep pace with.

Make The Brand Show Up Above The Others

As Malaysia heads towards a digital country by 2020, only one thing beyond doubt is businesses have started to adopt digital marketing in Malaysia more aggressively. With a selection of creative strategies to succeed by online presence most notably influencer marketing or affiliate marketing in Malaysia, organizations are realizing the practical benefits and need for being online with today’s generation.

Build Your Brand Name with Pride Malaya Malaysia

Pride Malaya is one of the few agencies that are not surprised by the growing trend. In fact, a primary reason for this foresight comes from their access to their partner agencies within DAN (Dentsu Aegis Network) locally and globally. With which has undoubtedly helped them get to be the great digital marketing agency in Malaysia that it is today. DAN is composed of multiple agencies on the marketing spectrum, that each is experts in various types of advertising. With differing information provided by each agency, Pride Malaya is prepared to leverage on this data to present strategies that can be truthful to consumer needs.

They diverge in a wide array of digital solutions to adjust to the client’s needs to enable you to capture online business. Their solutions are powered by talented teams of data and very creative experts, skilled in utilizing only top of the range software. Discover below precisely how all of their expert teams be capable of produce business enhancing results.

One of many of their services is content marketing in Malaysia. The professional copywriters are readily able of writing professional and highly engaging content for websites and blogs. Moreover, they are simply acknowledged for their SEO packages in Malaysia, by raising the search engine results for a variety of businesses in the country.

To make the maximum return with Google Ads, Pride Malaya has got a strong record for achieving outside of your expectations with sales and conversions. Their knowledge with performance marketing and display advertising ensures your company reaches it’s business targets. Staying true to the global Pride Malaya brand, Pride Malaya are equipped with the numerous right skills for promising a financially-rewarding campaign for your investment.

Pride Malaya, digital marketing agency

For social media marketing in Malaysia that transforms your brand into a viral overnight sensation, Pride Malaya knows simply the secret! By continuing to keep up-to-date with all the latest social networks fads to keep the brand relevant with today’s audience, Pride Malaya ensures your social media marketing campaigns achieves its set targets. The business currently manages several of the biggest companies in the business such as Spotify, iFlix, Warrior, and Abbott Nutrition among others.

Web development in Malaysia has come a long way. Nowadays, a webpage should be mobile responsive and fast-loading if it wishes to remain competitive. If you’re looking to impress your future prospects, a simple text HTML website will no longer make the grade. Therefore, it truly is paramount to hire a dependable web design company in Malaysia that will give your finished site that crisp and polished look. Besides aesthetics, you may also want your site to be functional together with add-ons such as payment gateway, loyalty program, and information database.

As mentioned earlier, online marketing provides an ultimate benefit that traditional marketing won’t provide so easily. That is a measurement of performance. Through tracking tools such as Google Analytics, data analysis provides valuable insights for businesses to make a better judgment for their next strategy. The analytics team at Pride Malaya are professionally trained and certified to recommend changes for garnering more conversions, which may include changes to UX design and UI for encouraging the preferred action from a customer on the site.

Pride Malaya has a proven record of providing business results, and that is essentially what the Pride Malaya brand is acknowledged for. To have a career in digital marketing, see within the company’s site to get a suitable role by reading the digital marketing job description. Pride Malaya will always be looking for talented individuals to further increase the company’s position as a high caliber digital performance agency in Malaysia. Visit https://www.pridemalaya.com/ now!